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Attract, retain and close more deals faster.

Deals Getting Done.

Otso is the new standard for lease securitization helping landlords cover T.I. and commissions while closing deals with confidence and strength using the first insurance for multi-year commercial lease security.

Every policy is 100% backed by Accelerant and AM Best Excellent A-rated credit.

See how deposit-free leasing is changing your market for the better...

See the Deals

Landlords Love Us

We close the gaps on deals, both in knowledge and cash coverage for Landlords.

Remove Friction From Deals

That's right. 75%+ of tenants prefer Otso over a cash deposit.

Fast and Smooth

We make it easy for you. Enroll your properties and you can offer Otso in minutes!

How it Works

Otso Is An Option

Every deal is your choice and you set the terms. We just help you reduce risk and collect more rent.

Buildings Closing Leases with Otso

Recent Deals Around the Country


Flex Building

Bishop Steelworks

Office Building

Northpark Plaza

Retail Building

How Much Can Otso Gain for Landlords?

  • Our customers are gaining an average of 300% than they would typically receive as collateral.
  • Each application is assessed individually, all online in minutes. Seamless, secure, and fast.
  • We cover every instance of default the lease does and it's included in the rent paid by the Tenant!

Typical Deal

New Three-Year Lease w/ cash up front required from Tenant

$10,000/Month Rent on a 3,000 S.F. Space

  • $10/PSF in Tenant Allowance
  • 4-6% Commission
  • $50,000 in Deal costs for Landlord

Deposit: Only $10,000

(that's a gap of over $40,000 in event of default)

Deal with Otso

New Three-Year Lease w/ NO cash up-front required from Tenant

$10,350/Month Rent on a 3,000 S.F. Space

  • $10/PSF in Tenant Allowance
  • 4-6% Commission
  • $50,000 in Deal costs

Otso: $50,000 in Coverage

(Fully covered!)

See How They're Doing It

Hear it from our Customers

We proved it, you will close more deals with Otso.

"This is great! We're using Otso on every deal to attract tenants to our building.

- Workhub Management

Owner, The Woodlands, TX

"We can differentiate ourselves and attract tenants while those tenants are able to put the money that would otherwise be tied up back into their businesses."

-Ken Ashley

Owner, Atlanta, GA

"Otso allows tenants to have capital on hand and assures landlords that in the event of a catastrophe there will be enough security deposit on hand for all damages."

- Springdale General

Owner, Austin, TX

How It Works

You can offer Otso at no costs...onboarding and tenant applications are free!


Attract A Potential Tenant

Gain marketing and negotiation advantages by marketing and leasing your locations as "deposit-free."


Prospect Applies

Let them know how much to apply for (landlords use us to cover T.I. and commissions) and they can complete the process in under five minutes.


Assessment and Decision

Understand the true financial condition of a business with our exclusive cash reporting. Otso provides an industry-first financial assessment report of the tenant along with an approval decision in minutes.


Close the Deal

You get your deal done and we'll issue an insurance policy for the amount that's good for the term of the lease, you're covered and your new tenant saves money up front. It's that easy.

Backed and Built by the Best in Commercial Real Estate, Finance and Technology

Start Offering Otso Today

Ready to Attract More Tenants?

It's 100% free to enroll and start offering Otso.


You have questions.
We have answers.

Find a time to chat with us.