We offer A- Rated insurance to replace the need for cash deposits, TI overages and/or personal guarantees for commercial tenants.

Our A-rated backed policies (via Accelerant and Assurely) help close the gap on leasing for businesses. With insurance in place, Landlords get the strength and comfort of strong collateral against default…but without wasteful cash or onerous personal guarantee requirements from a business. You can put that saved capital to work on whatever you need it for. Imagine hiring, buying more equipment, inventory, advertising or even on an improved space!

Ready to Start? Get Approved Today.

Get approved for Otso today, whether this is your first or 100th lease we can be an asset to your real estate strategy.

Apply in Minutes
Our applications are fast and easy…and all online.
Current or Prospective
We have solutions for both new and existing tenants to allow them to either keep their cash now or get their on-file deposit back.

Show Your Strength

Go through our application and enter the information needed, you’ll receive a same-day decision…often in minutes.

Once approved, we’ll send you a complete financial report that you can share with your real estate team and prospective Landlords. Our exclusive report allows businesses to display their financial strength by leveraging banking history to close the information gaps for property owners and asset managers.

Already have a deposit with a Landlord? Contact us, we can help get your cash back by putting our policy in place!

Policies Issued. Fast.

When you’re ready to execute a lease a policy will be issued for the amount we approved that is good for the life of the term, covering every instance of default an owner needs to feel comfortable.

* Exact coverage is subject to the terms, conditions and exclusions of the insurance policy.